The Minnesota Farmers Market Association (MFMA) offers insurance coverage for farmers’ markets and for vendors.
Generally, insurance for the markets covers injuries that may happen in the common market space.
A vendor’s booth is typically considered that vendor’s responsibility, so insurance policies held by individual vendors cover injuries that may happen within vendor booth spaces. Vendors selling food should also have product liability insurance that covers them in case an illness outbreak is traced back to their food products. Some farm insurance policies offer this coverage. You should ask your insurance agent to clarify what activities and points of sale are covered under your policy. If there are gaps for farmers’ market sales, the MFMA insurance package might be able to fill the gaps.
For more information about MFMA’s insurance options, visit their website: http://www.mfma.org